Major Medical

Major medical plans are ACA-compliant and are designed to minimize out-of-pocket expenses for individuals and families. These plans usually have a deductible, which the policyholder is responsible for, and once the deductible is paid, the plan usually covers the remaining cost of care.

Fixed Benefit Insurance

Fixed indemnity health insurance is a supplemental health insurance plan that helps manage out-of-pocket costs. In the event of serious injury or illness, these plans provide an extra layer of protection by paying you a set amount of cash benefits to cover specific medical expenses. Other benefits of this service include no network restrictions and zero waiting periods.

Accidental Medical Expense

This type of insurance coverage could help you pay for out-of-pocket bills after an accident, including ambulatory fees, medicine, and durable equipment. This coverage also includes accidental death and dismemberment benefits.

Short-Term Health Insurance

Short-term health insurance refers to health insurance plans with a limited duration, typically up to 36 months depending on available plans in your zip code. Short-term health insurance plans are ideal for:

1. Those who missed open enrollment periods.
2. Individuals who are in a probationary period.
3. Those looking for a lower cost alternative to major medical insurance.
4. Students leaving parental coverage

Call The Mistretta Agency to see if short-term health insurance is right for you.

Sickness Hospitalization Rider

If you were admitted to a hospital for a sickness, consider enrolling in The Mistretta Agency’s sickness hospitalization rider. This insurance coverage pays a lump sum benefit for the first covered day of hospital admission, has no deductible, and no network restrictions. Interested in learning more? Call us today!

Dental, Vision, & Hearing

Our agency offers many options for dental, vision and hearing. Preventative services covered at 100% and includes services like fillings, extractions, root canals, and more.

Critical Illness Protection

Reduce the financial impact of a critical illness for both you and the people you love. Under your critical illness-term life plan, you’ll receive cash after your diagnosis which you can use to replace lost income, pay medical expenses, and more.

Life Insurance

When you're shopping for life insurance, you can choose from two basic types of policies: term life insurance or permanent life insurance. We can help you decide which option is best suited for your situation.

Group & Small Business Health Insurance

Our self-funded program and supplemental options provide small businesses with big business coverage options, cost savings, hassle-free administration. If you’re looking for group and small business health insurance options, call us today to get started.

Medicare

Contact our agency to learn more about Medicare Part A, Part B, and Medicare Advantage. There is only one Medicare plan that’s right for you, and we’re here to help you find it. Call us today before you enroll—your future is our priority.

Short-Term Disability

If you experience a disability after an accident or illness, your short- or long-term disability insurance will replace your income for a short period of time. These types of plans will usually cover up to 60% of your income.

Travel Insurance

If you're planning a trip abroad and wondering... "Do I need travel insurance if I have health insurance?” The answer is YES! This insurance is relatively inexpensive and very worth it. Call our agency today to learn more.